https://client.ideo.com/bbva/player-licensed.swf
In early 2007 the Spanish bank BBVA asked IDEO Munich to re-think their self-service channel from scratch. The question was not how to further automate the teller, but rather how to humanize the machine. …
The result of that work is the vision for a totally new self-service experience: an ATM built from user up, rather than components down. …
Today, that vision is reality. It took 2 years of time and a team of committed companies to develop this ATM.
check out: http://www.futureselfservicebanking.com/